How I Earn $160+ a Month Online (During Nap Time!)

The last few years have been pretty rough.

I was a college student, my husband was a college student, and we had two kids in a period of five and a half years.

Trying to keep up with bills was insane. I know most of us have had rough patches, but seven years of nonstop rough really takes a toll.

As a mom, I just want the best for my kids, and by best, I mean as long as they’re fed and have a roof over their heads then I’m happy!

When you’re desperate to care for your family, you may start to look for other ways to bring in some dough.

Don’t start hookin’ yet, mama, let me help!


I’ve found a few different ways to bring in approximately $150 a month while sitting on my tush. This is all usually done while my youngest is napping. Or you can do it on your lunch break, smoke break, bus to work, whenever you’ve got some free time.

Here is my list of faves that have helped get me out of a bind on multiple occasions.

1. InstaGC ($105/month)

When I first signed up for this site, I was SO lost. I had read a few How-To’s, but nothing ever made me enough to continue. Then a year or so later, when we REALLY needed a few extra bucks, I looked into it again. InstaGC is a great way to earn “points” that you can cash out for gift cards to almost anywhere, or you can simply direct deposit, send to Paypal, or issue an eCheck. Sign up here!

Let me give you a few tips on how to make the most out of InstaGC:

• When you’re signed up and confirmed your email, go straight to Earn -> Recommended. Then click InstaGC, it’s the first option there.
• In the Sort-by drop down, go to Most Completed. This will bring up the most popular and lucrative surveys.
• I do Live Sample l and ll each day, as well as two of the Your Surveys. These pay $1.05 and $.70 and are pretty easy to qualify for.
• Watch the Ticker (on the desktop version, you’ll see this on the right side—on the mobile version, you’ll have to click “Ticker” in the menu. This will show you in real time how other people are earning points. You’ll see some super easy ones like “Pillsbury Newsletter” or another newsletter that rewards you just for signing up. I recommend using a spare/junk email for this.
• Also watch the chat, there will occasionally be Point Booster codes, and other members are very helpful in recommending great offers or surveys.

Go here to get started!

2. Quick Thoughts ($40/month)
This app is fairly new to me, but has been awesome so far. It’s about as easy as you can get. First, it’s an actual app so it’s very easy and user-friendly.

The surveys on Quick Thoughts seem to be VERY fast, I’ve never spent over five minutes on one. The payouts range between $.40 to $2.00 from what I’ve seen so far.

The only payout option is via Amazon gift card, but if you’re like me, you live off of Amazon anyway. You can also only get $10 at a time, but I make $10 a week through Quick Thoughts so I just cash out every weekend and it’s a nice little extra.

3. S’more ($4/month)

This seems like a small monthly amount, but get this.


S’more is a lockscreen app. All you have to do is download here, and that’s it.

You’ll see an ad on your lock screen, but just swipe once and it’s done. You earn $.10 a day with this one. Doesn’t sound like much, but when you need the extra monies, every penny helps.
S’more also offers surveys to do, but these are often hit or miss. I haven’t had much luck with the surveys, but I do get one or two a month to get some extra points.

4. Fronto ($5/month)

Fronto is another lockscreen app, but there are a few other opportunities here, as well.
On your lockscreen, sometimes you’ll see an ad for a website, or maybe a game. It will tell you on the left-hand side how many points you’ll get if you download the game. Simply download, open, then delete it and you’ll still earn the points.

Easy peasy.

Sign up here and use my promo code JCHAM8 to get 1250 points instantly!

5. Ibotta ($10/month)

I love this app! We all shop for groceries, so why not earn a little extra back?

After a shopping trip, scan your receipt and see if any of your items qualify for cash back. I always search “Any” to see what it offers—this could be any brand bananas, any brand apples, etc. Most of the products are name brand, which I don’t buy a whole lot of, so the “any” items are my fave.

Web Hosting

Keep a look out for the Bonuses. Sometimes they’ll have awesome ones such as “Redeem 5 deals in March” and you get an extra $5. They also have team bonuses too, if everyone in your team redeems a certain amount.

You can redeem your cash back via gift cards to Amazon, Target, etc. or Paypal, $20 to $25 at a time, depending on your choice of gift card.

Check it out and sign up here to get a bonus for joining!


I hope this has helped someone else, because let me tell ya, there have been times we wouldn’t have made it through the week without a few extra bucks made here. Doing a few surveys on my lunch break paid for a Walmart gift card so that I can make it home from work that day.
If you have any other sites or apps that you use, let me know!

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